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Halifax lower loan rates

One of the UK's biggest lenders has announced a fresh reduction in its mortgage rates as it continues to respond to lower funding costs.

Halifax has cut its two-year tracker rate from 5.69% to 5.59%, with a £1,999 fee, for borrowers with a 25% deposit.

The rate for a three-year fixed-rate deal is down to 6.04% from 6.49% with a £499 fee. The changes apply to deals arranged through mortgage brokers.

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